Kris is buying a house. This is how he and his wife think about it:
Personal thinking: whether we rent or own, we ask ourselves “At what level do we want to consume housing at?”. Even if we can afford more, we try to be ruthless about what is a must-have vs nice-to-have and not let the nice-to-have creep out like a wolf spider hatching. Neither of us wants to find ourselves servicing interest payments to some mimetic trend. The cost is not just denominated in dollars but in utils of resilience and optionality which are key to peace of mind and lower stress.
At what level do we consume housing?
Great line.
Good framing asks a different question. It’s the same information, but a new view changes the image.
This frames views versus vacations, countertops versus career changes, and intentions and time.
The Waiter's Pad 